5 INVESTMENT PRICIPLES

We apply traditional as well as alternative investments such as infrastructure and private equity when constructing clients’ portfolios. The corporation between Stanhope Capital and ATRIUM is of significant value when providing clients with alternative investments as Stanhope possesses considerable expertise and experience in this area in which due diligence is a prerequisite to separating good investments from bad ones.

5 principles guide our investing on behalf of clients:

• We only do investments with a risk/return profile that we are able to fully comprehend

• We prefer investments with a high degree of liquidity as this enable us to move in out of the market on a short notice

• We favor investments with a high degree of transparency over complex investments as the latter are typically expensive and characterised by risk factors that are difficult to quantify

• We typically avoid leveraged investments

• The partners of ATRIUM always invest alongside the clients